Total consumer debt stands at $2.74 trillion.

It’s a boost for consumer borrowing, but some analysts are worried. A new report that came out this week revealed Americans took out more student and auto loans in September in record numbers.

Interest rates on new credit card hold at 15.01%

The national average APR remained at 15.01 percent Wednesday, after rising the previous week. Bank of America did raise the maximum possible APR an applicant could receive on two of its basic credit cards, the BankAmericard Visa and the Bank Americard for Students.

Your Credit Card: Song Beverly Credit Card Act

Did you know that if you live in California, your ability to buy things online could be in jeopardy? There’s an old law on the books that significantly limits the amount of information you are required to do your online shopping using a credit card.

Credit card default rates dropped again in September

Personal credit card default rates dropped again in September, falling more than 1.5 percentage points since the same month a year ago, according to the latest report from the S&P/Experian Consumer Credit Default Indices.

Steps to take to stop robocalls!

The walking dead are fictional, but getting calls from the non-living is all too real. Zombie-like voices are coming over the phone in hoards -- and when they're offering to slash your credit card interest rate, there's reason to be afraid.

How a Debt Management Plans Work

There was a time when debt management plans were especially restrictive. Many consumers found themselves in plans that were unrealistic for their budgets.

Banks VS Hurricane Sandy

JPMorgan, Citibank, Bank of America – they’re all facing tough decisions and are having to find a way to come full circle with the devastation Hurricane Sandy left in her wake.

Credit card interest the national average APR rose to 15.01 percent

The national average APR rose to 15.01 percent Wednesday, after remaining at 15 percent for six straight weeks. This is just the seventh time this year that the national average has risen.

New Data Breach Compromises Sensitive Information

The news broke on Friday and it was a whopper. It’s believed 3.6 million social security numbers and close to 400,000 credit card accounts were exposed when a number of cyber attacks were carried out on the South Carolina Department of Revenue.

Review: Highest Credit Score in U.S!

Ever wondered who has the highest credit score in the country? Did you even know it’s actually a statistic that’s well-kept every year? Meet Tom Pavelka, the man with the highest credit score in the United States.

The second consecutive year Fifth Third Mortgage Company has exceeded the national average.

Cincinnati – Fifth Third Mortgage Company, a subsidiary of Fifth Third Bank, and the 13th largest originator in the country (Inside Mortgage Finance, Second Quarter 2012) continues to outpace the industry in permanent modifications in the government's Home Affordable Modification Program (HAMP).

Must not be allowed the mortgage fraud

Just when you think it’s safe to assume the worst is over in the struggling mortgage sector, another kind of fraud makes its way into the spotlight. This time, it’s mortgage flopping and here’s why it’s called an actual fraud.

To be happy four ways your credit card to rule the money the right

Can your credit card buy you happiness? Experts say yes -- as long as you spend your money on the right things. And here's a hint: Splurging on the latest high-tech gizmo or to redecorate your family room aren't on the list.

Issuing companies want to issue one billion microchip-enabled credit cards for students!

Did you know that a new report reveals that credit card companies are targeting college students in a new effort to issue one billion (yes, that’s billion) microchip-enabled credit cards? And they’re trying to get all one billion issued by 2016.

Complaints about student loan similar complaints about mortgage services

The director and ombudsman of the Consumer Financial Protection Bureau is saying the number of complaints his office is receiving over student loans are similar to those that the bureau has been receiving about mortgage servicers.

Credit card companies make dumb mistakes

We tend to have a love/hate relationship when it comes to our credit card companies. We love them when they're allowing us to buy things when we want to, and when they're providing us with unrivalled consumer protections against criminals and shysters.

The Benefits Of An Unsecured Card By Discover Is Worth It

It's important to have a credit card for life's emergencies. If you don't have good credit, that's okay. The Matrix Unsecured Card by Discover caters to your situation. You can apply for the card and not have to worry about securing the card, either.

Cyber attacks on Capital One in arranging hackers from Saudi Arabia

In the ever-deepening computer hack problems for U.S. banks, a new link has been found and in a place few analysts had even considered. Saudi Arabia could be the heart of where these denial of service attacks are coming from.

Online gambling legal field

Thwarted by federal law and entangled in a knot of often contradictory regulatory and judicial rulings, millions of American credit card users eager to place online wagers are finding that their state governments may be their best bet.

CFPB’s 3 Largest Credit Card Enforcement Actions

We’ve reported on all three of the big fines handed down by the Consumer Financial Protection Bureau over the past few months. Some might say this new government agency has done more in the past 90 days than what Congress has managed over the two years.